Medicare Advantage
Medicare Advantage plans are health care options that are part of the Medicare program. Coverage may include prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
Learn About the Types of Coverage I Offer
Your needs and situation are unique. I am commited to spending the time to get to know you to make sure that you get coverage and support that fits your lifestyle.
Medicare Supplement
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Dental Insurance
Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.
Critical Illness
If you are diagnosed with a covered illness like Cancer, Heart Attack, Stroke or Alzheimer’s disease, Critical Illness insurance typically pays a lump sum. Some may pay a monthly cash benefit
Indemnity Insurance
Hospital Indemnity Insurance can provide gap coverage to help offset co-pays, deductibles, and incidental expenses not covered by your medical insurance.
ABOUT DOUG MCCULLOUGH INSURANCE AGENCY
Your Trusted Insurance Professionals:
Our mission is to provide people with assistance in understanding and making the right decisions when it comes to health insurance.
Why Work With Me?
I will help you meet your coverage needs while saving you money.
My focus is on asking you the right questions to find the best plan to for your needs and to maximize all discounts you could be eligible for, resulting in the lowest cost possible.
You'll benefit from working with an experienced agent
My mission is to exceed customers' expectations and secure their future by offering professional advice, education, and value added service with a personal touch.
reviews
I am new to medicare this year. Doug is very knowledgeable and helpful. He explains all your options to you making it easier for you to understand. I would highly recommend Doug.
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Doug is absolutely the best!! This was my first time for medicare and I went in with questions and was a bit confused…But Doug helped me choose the best plan for me and made everything clear. Now I totally understand . Throughout the process I attended the seminar he held with his son, Jordan. Both men are meticulous and helpful beyond words!! Thank you Doug and Jordan! You have a lifelong client with me!! —Patti
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Doug is very patient and very knowledgeable. He has helped us many times and answers all of it many questions
I would recommend Doug anytime. Sandy sersen
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Doug is an excellent advisor / consultant for health insurance. He has guided me through the issues of effective health insurance for the past several years. I've expeerienced excellent coverage and reduced expenses due to his input. Additionally, Doug has always responded to my inquiries in a prompt manner, something not seen with a lot of agents. I do not hesitate to recommend Doug to friends / family who are looking for health insurance coverage.
John (Jack) Lehman
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My wife and myself have been blessed to have Doug McCullough to navigate through the complex world of Health Insurance for both for my retirement and Medicare and my wife’s Health Care situation. We have several years of experience and will continue as we go forward.
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Doug has helped me since I retired 9 years ago. He cares and has always shown me the most economical insurances to go with that will meet all my medical needs. I cannot thank him enough nor will I go to any other insurance advisor. Thanks again Doug!
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Doug and Jordan helped my husband with medicare plans and me with ACA plans. They are very knowledgeable and helpful. We have used them for the past three years.
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We were referred to Doug by our tax preparer earlier this year...after seeing how much we'd been paying for our individual health insurance plans she told us she'd been recommending Doug to multiple clients and remarked all were highly satisfied. She'd quoted 'you won't be disappointed!'
When had two virtual meetings...the first one was very encouraging when he crunched raw monthly premium numbers for us, when it came time for 2nd mtg we'd learned about tax credit we didn't know existed...he walked us page by page very slowly through different plans then filled out applications...then boom! it was all done within seconds...our new premiums (still keeping our current doctors) and they came down even lower than expected!
We're very pleased with the outcome and ask...where the heck was this guy years back??
Kudos 👏 to him and our tax preparer 🙂
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I AM HERE FOR YOU
Let's Get In Touch.